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Monday, February 5, 2018

Can I be Fired While on Long Term Disability?


You have suffered a severe illness, disease, or injury that has caused you to be away from work on long-term disability (LTD). In addition to dealing with your ongoing health issues and the resulting changes to your life, you are probably stressed out over whether you may lose your job while you recover. If you have suspicions that this may happen, talk with a long-term disability insurance claims lawyer.
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Thursday, February 1, 2018

Preparing for the SSD Hearing


What will happen during the SSD hearing?

The fact is that over half of all SSD claims will initially be denied.  If your initial claim is denied, you have the right to file an appeal.  In New York and many other states, you may be able to appeal your application to an administrative law judge who will conduct a Social Security Disability (SSD) hearing.  It will often take over a year to get your hearing date.  You will want to ensure you come to the hearing armed with sufficient evidence to support your claim for disability benefits.
Read more . . .


Wednesday, December 27, 2017

Qualifying for Supplemental Security Income (SSI) Benefits


Who is eligible for SSI benefits?

The Supplemental Security Income program or SSI is administered by the Social Security Administration.  It provides monthly benefits to disabled, blind, or elderly individuals that have few resources and a limited income.  For struggling individuals, SSI benefits can be lifesaving.
Read more . . .


Saturday, December 23, 2017

Wait times for Social Security benefit appeals leave people in limbo


The radio program Marketplace recently featured a story about the backlogs for Social Security Disability Insurance applicants that in some cases have gone on so long the applicant died before ever receiving benefits.  In fact, in 2016 alone about 7,400 people died waiting for their SSDI cases to be heard.  While this certainly doesn’t happen to everyone, it obviously happens far more often than it should.
Read more . . .


Saturday, November 25, 2017

Exploring Social Security Spousal Benefits and Auxiliary Benefits


Can I still receive Social Security spousal benefits if I am divorced?

Spousal benefits allow a husband or wife to receive a portion of a spouse’s Social Security benefits, even if the spouse has never worked.  Similarly, auxiliary benefits go to the spouse of a disabled individual receiving SSDI benefits. Spousal benefits can make a big difference in your life and finances, but it is important that you know all the facts so that you can receive the benefits you deserve.  The following is a look at some little known facts about Social Security spousal benefits as explained by ourRead more . . .


Sunday, November 12, 2017

5 Ways The Americans With Disabilities Act Can Help You


In 1990, Congress created an important tool for individuals living with disabilities.  The Americans with Disabilities Act, or ADA, is a federal law that prohibits discrimination against people with disabilities, and contains a variety of rights for those individuals to help ensure they have an equal opportunity to enjoy public life.  If you feel that you have been treated unfairly due to a disability, it may serve you well to discuss your situation with a discrimination matters lawyer.
Read more . . .


Monday, October 23, 2017

Dealing With a Sudden Disability


What can I do if a sudden injury prevents me from returning to work?

An accident or act of violence can change your life in an instant.  Survivors of a serious accident may struggle to cope with not just their physical injuries, but the financial constraints as well.  Major injuries often lead to a host of medical expenses and the inability to return to work.  While your health insurance will hopefully cover a large portion of your medical costs, not all employees have disability insurance to cover your losses stemming from the inability to work. Our New York City Social Read more . . .


Friday, October 6, 2017

Are My Disability Payments Taxable?


Losing the ability to work is a relatively common but disruptive fact of life, which is why disability insurance programs exist.  In fact, New York is one of the few states that requires most employers to offer short-term disability insurance to supplement the federal Social Security Disability Insurance (SSDI) program.  Certainly the payments are a welcome help when the checks arrive, but come April trying to figure out which payments are taxable can make your head hurt.
Read more . . .


Tuesday, September 26, 2017

Understanding the Listing of Medical Impairments


What medical conditions will qualify me to receive SSDI or SSI benefits?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) offer financial assistance for those suffering from certain medical conditions.  The Social Security Administration (SSA) maintains a list of certain medical conditions that will automatically qualify you to receive benefits.  This list is termed the “Listing of Medical Impairments” and it is updated regularly.  If you suffer from an illness or condition that is on the list, our Read more . . .


Friday, September 15, 2017

I’m Receiving Social Security Disability - Can My Family Receive Auxiliary Benefits?


Accidents, illnesses, and any number of other calamities can suddenly and unexpectedly remove you from the workforce.  When that happens, it generally has a very disruptive effect on a family’s finances.  For that reason, in addition to offering disability benefits to the worker, the Social Security Administration offers “auxiliary benefits” to certain members of that worker’s family to help stabilize and support the family.

Who qualifies to receive auxiliary benefits?

First, it’s important to clarify that auxiliary benefits are only available through SSDI (Social Security Disability Insurance); they are NOT available through SSI (Supplemental Security Income).  The following family members of SSDI recipients can qualify to receive auxiliary benefit payments:

  • Elderly Spouses - One way a spouse can qualify to receive auxiliary benefits is simply to reach the age of 62 years old.
    Read more . . .


Friday, August 25, 2017

SSDI v SSI: Which Benefits Should I Seek?


What is the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

If you are disabled and struggling to cover your expenses, you may wish to consider applying for benefits through the Social Security Administration (SSA).  The SSA offers two different programs that pay disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).  Each program has different requirements for receipt of benefits and serves a unique purpose.  Our Read more . . .


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