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Saturday, November 25, 2017

Exploring Social Security Spousal Benefits and Auxiliary Benefits

Can I still receive Social Security spousal benefits if I am divorced?

Spousal benefits allow a husband or wife to receive a portion of a spouse’s Social Security benefits, even if the spouse has never worked. Similarly, auxiliary benefits go to the spouse of a disabled individual receiving SSDI benefits. Spousal benefits can make a big difference in your life and finances, but it is important that you know all the facts so that you can receive the benefits you deserve.  The following is a look at some little known facts about Social Security spousal benefits..
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Sunday, November 12, 2017

5 Ways The Americans With Disabilities Act Can Help You


In 1990, Congress created an important tool for individuals living with disabilities.  The Americans with Disabilities Act, or ADA, is a federal law that prohibits discrimination against people with disabilities, and contains a variety of rights for those individuals to help ensure they have an equal opportunity to enjoy public life.  If you feel that you have been treated unfairly due to a disability, it may serve you well to discuss your situation with a discrimination matters lawyer.
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Monday, October 23, 2017

Dealing With a Sudden Disability

What can I do if a sudden injury prevents me from returning to work?

An accident or act of violence can change your life in an instant.  Survivors of a serious accident may struggle to cope with not just their physical injuries, but the financial constraints as well.  Major injuries often lead to a host of medical expenses and the inability to return to work.  While your health insurance will hopefully cover a large portion of your medical costs, not all employees have disability insurance to cover your losses stemming from the inability to work.
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Friday, October 6, 2017

Are My Disability Payments Taxable?


Losing the ability to work is a relatively common but disruptive fact of life, which is why disability insurance programs exist.  In fact, New York is one of the few states that requires most employers to offer short-term disability insurance to supplement the federal Social Security Disability Insurance (SSDI) program.  Certainly the payments are a welcome help when the checks arrive, but come April trying to figure out which payments are taxable can make your head hurt.
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Tuesday, September 26, 2017

Understanding the Listing of Medical Impairments

What medical conditions will qualify me to receive SSDI or SSI benefits?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) offer financial assistance for those suffering from certain medical conditions.  The Social Security Administration (SSA) maintains a list of certain medical conditions that will automatically qualify you to receive benefits.  This list is termed the “Listing of Medical Impairments” and it is updated regularly.


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Friday, September 15, 2017

I’m Receiving Social Security Disability - Can My Family Receive Auxiliary Benefits?


Accidents, illnesses, and any number of other calamities can suddenly and unexpectedly remove you from the workforce.  When that happens, it generally has a very disruptive effect on a family’s finances.  For that reason, in addition to offering disability benefits to the worker, the Social Security Administration offers “auxiliary benefits” to certain members of that worker’s family to help stabilize and support the family.

Who qualifies to receive auxiliary benefits?

First, it’s important to clarify that auxiliary benefits are only available through SSDI (Social Security Disability Insurance); they are NOT available through SSI (Supplemental Security Income).  The following family members of SSDI recipients can qualify to receive auxiliary benefit payments:

  • Elderly Spouses - One way a spouse can qualify to receive auxiliary benefits is simply to reach the age of 62 years old.
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Friday, August 25, 2017

SSDI v SSI: Which Benefits Should I Seek?


What is the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

If you are disabled and struggling to cover your expenses, you may wish to consider applying for benefits through the Social Security Administration (SSA).  The SSA offers two different programs that pay disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).  Each program has different requirements for receipt of benefits and serves a unique purpose.  Our Read more . . .


Friday, August 18, 2017

Veterans - What You Need to Know About Social Security Disability


If you are a military veteran, first of all thank you for your service and dedication to America; we truly and genuinely appreciate it.  And as a veteran, you more than most Americans have earned and deserve the benefits that your fellow citizens have approved through government programs.  


If you were injured during your service and are unable to work as a result, you may be eligible for SSDI, or Social Security Disability Insurance.  But as most veterans know, getting anything, especially benefits, from a government bureaucracy can sometimes be a job…think of all the war stories you’ve heard about the VA.  Having an experienced


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Sunday, July 23, 2017

Unraveling The Confusion With State and Private Short Term Disability Coverage


Short-term Disability Insurance is a protection for workers that the State of New York requires most of its employers to offer.  Unlike insurance programs such as Workers’ Compensation, which cover injuries that occur on the jobsite, short-term disability insurance covers workers who are temporarily unable to work due to illnesses, injuries, or other conditions that occur away from the workplace.

In order to help employers provide this protection, New York has its own insurance fund that employers can purchase insurance from.  But New York also allows employers some flexibility in how they provide coverage.  They can purchase insurance from another provider as long as it meets the minimum standards set by the State.
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Monday, July 17, 2017

SSDI Applicants Could Experience Delays


How can I speed up the Social Security Disability claims process?

For millions of disabled Americans, Social Security Disability benefits provide much needed financial support.  Each year, upwards of 10 million people will receive SSDI benefits.  Without these benefits, disabled Americans that cannot work could find themselves in dire financial straits.  Applying for SSDI benefits is a notoriously complex process that can involve lengthy delays.  Now, with funding challenges and understaffing, SSDI applicants may wait even longer.
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Thursday, June 22, 2017

Budget Cuts Could Be Coming to SSDI


What could cuts to the Social Security Disability Insurance program mean for me?

The Social Security Disability program evolved from the Old-Age, Survivors, and Disability Insurance Program of the Social Security Administration (SSA).  Though the original program contained the term “disability” it did not in fact provide for disabled persons.  The law was amended in 1956 to officially form the Social Security Disability Insurance (SSDI) program.
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