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Friday, September 15, 2017

I’m Receiving Social Security Disability - Can My Family Receive Auxiliary Benefits?

Accidents, illnesses, and any number of other calamities can suddenly and unexpectedly remove you from the workforce.  When that happens, it generally has a very disruptive effect on a family’s finances.  For that reason, in addition to offering disability benefits to the worker, the Social Security Administration offers “auxiliary benefits” to certain members of that worker’s family to help stabilize and support the family.

Who qualifies to receive auxiliary benefits?

First, it’s important to clarify that auxiliary benefits are only available through SSDI (Social Security Disability Insurance); they are NOT available through SSI (Supplemental Security Income).  The following family members of SSDI recipients can qualify to receive auxiliary benefit payments:

  • Elderly Spouses - One way a spouse can qualify to receive auxiliary benefits is simply to reach the age of 62 years old.
    Read more . . .

Friday, August 25, 2017

SSDI v SSI: Which Benefits Should I Seek?

What is the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

If you are disabled and struggling to cover your expenses, you may wish to consider applying for benefits through the Social Security Administration (SSA).  The SSA offers two different programs that pay disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).  Each program has different requirements for receipt of benefits and serves a unique purpose.  Our Read more . . .

Friday, August 18, 2017

Veterans - What You Need to Know About Social Security Disability

If you are a military veteran, first of all thank you for your service and dedication to America; we truly and genuinely appreciate it.  And as a veteran, you more than most Americans have earned and deserve the benefits that your fellow citizens have approved through government programs.  

If you were injured during your service and are unable to work as a result, you may be eligible for SSDI, or Social Security Disability Insurance.  But as most veterans know, getting anything, especially benefits, from a government bureaucracy can sometimes be a job…think of all the war stories you’ve heard about the VA.  Having an experienced

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Sunday, July 23, 2017

Unraveling The Confusion With State and Private Short Term Disability Coverage

Short-term Disability Insurance is a protection for workers that the State of New York requires most of its employers to offer.  Unlike insurance programs such as Workers’ Compensation, which cover injuries that occur on the jobsite, short-term disability insurance covers workers who are temporarily unable to work due to illnesses, injuries, or other conditions that occur away from the workplace.

In order to help employers provide this protection, New York has its own insurance fund that employers can purchase insurance from.  But New York also allows employers some flexibility in how they provide coverage.  They can purchase insurance from another provider as long as it meets the minimum standards set by the State.
Read more . . .

Monday, July 17, 2017

SSDI Applicants Could Experience Delays

How can I speed up the Social Security Disability claims process?

For millions of disabled Americans, Social Security Disability benefits provide much needed financial support.  Each year, upwards of 10 million people will receive SSDI benefits.  Without these benefits, disabled Americans that cannot work could find themselves in dire financial straits.  Applying for SSDI benefits is a notoriously complex process that can involve lengthy delays.  Now, with funding challenges and understaffing, SSDI applicants may wait even longer.
Read more . . .

Thursday, June 22, 2017

Budget Cuts Could Be Coming to SSDI

What could cuts to the Social Security Disability Insurance program mean for me?

The Social Security Disability program evolved from the Old-Age, Survivors, and Disability Insurance Program of the Social Security Administration (SSA).  Though the original program contained the term “disability” it did not in fact provide for disabled persons.  The law was amended in 1956 to officially form the Social Security Disability Insurance (SSDI) program.
Read more . . .

Sunday, June 18, 2017

Can My Employer Demote Me Because I Became Disabled?

The U.S. Social Security Administration (SSA) estimates that one in three working Americans will become disabled before reaching retirement age. In some cases, disability results from a workplace injury or occupational illness; in others, it results from an accident outside of work or another illness or medical condition.

Disability status is one category protected under U.
Read more . . .

Monday, May 29, 2017

What You Need to Know about the Medical Exam for Social Security Disability

What should I expect during the medical exam for SSDI benefits?

Certain applicants for Social Security Disability benefits or Supplemental Security Income disability benefits will be required to submit to a medical examination, also referred to as a consultative exam (CE).   The medical exam may be required where your application does not have sufficient evidence of your medical condition or if you have not been seen by a doctor for a considerable period of time.  While the medical exam can be intimidating, with some advance preparation and knowledge as to what the exam will consist of, you can complete the consultative exam and start receiving your benefits in no time.
Read more . . .

Monday, May 22, 2017

How to Lose at Your Social Security Disability Hearing - Top Behaviors to Avoid

You’ve waited for so long and now, you finally have a social security disability hearing date. Don’t get excited just yet, having a hearing does not automatically mean you’ll be granted social security disability benefits. This will depend solely on what the administrative law judge (ALJ) deems just with regard to the circumstances. With that being said, presenting yourself well, avoiding certain pitfalls and having an experienced

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Sunday, April 30, 2017

Long-Term Disability Benefits in New York

What is long-term disability insurance?

While none of us anticipate becoming incapacitated to the point that we can no longer work, the reality is that thousands of employees find themselves seriously injured or ill each year.  The average long-term disability absence from work will last over two years, as reported by the Council for Disability Awareness.  Attempting to survive several months or years without an income can be devastating.  Fortunately, many employers provide long-term disability insurance coverage.  Employees with injuries that will last more than six months may be eligible to obtain Read more . . .

Monday, April 17, 2017

What Illnesses/Injuries Are Covered By NY Disability Benefits Insurance?

New York employers are required to offer disability benefits coverage to employees injured out of the job. Employers can obtain this coverage for their employees through an insurance carrier approved by the state’s Worker’s Compensation Board or, if they are large employers, they can seek self-insurance authorization from the same Board.  Seeking disability benefits can often be an uphill battle that is best fought with the help of an experienced disability insurance lawyer.
Read more . . .

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