Should I Take a Lump Sum Payout in a Long Term Disability Lawsuit? If you are receiving long-term disability payments, the insurance company may have approached you about accepting a lump sum payout of your benefits. You may have read about lump-sum settlements and thought…
Every year, over 610,000 people die of heart disease in the United States, according to the Centers for Disease Control and Prevention. In addition to newly developed heart disease in adults, many children are born with heart defects. It is estimated that over 1 million…
An illness or injury can result in a disability that prevents you from working. It can be very frustrating and frightening to know that you will not be able to earn an income to support your family and yourself. In New York, most employers are…
How can I speed up the SSD claims process? A New York resident recently reached out to the media to reveal his horrific experience in seeking Social Security Disability benefits. The Southtowns resident applied for SSD benefits four years ago. He suffers from a terminal…
How many work credits do I need to receive SSDI benefits? It is estimated that approximately 56.7 million people have a disability in the United States, as reported by the U.S. Census Bureau. For those with a serious disability, holding a job may become impossible,…
One of the many concerns that clients seeking disability benefits have is what to do with their business interests. They are concerned that they will not qualify for Social Security Disability Income (SSDI) if they have any significant income or assets. The good news is…
Can I receive Social Security Disability benefits for depression? It is believed that one in five Americans suffer from some form of mental illness, according to reports by the Substance Abuse and Mental Health Services Administration. Common mental illnesses include depression, bipolar disorder, and schizophrenia.…
I am Self-Employed in New York – Do I Qualify for Disability Insurance? When you are self-employed, you have to take care of all the things an employer would handle for you. You set up your own retirement account and buy your health insurance. Do…
You have suffered a severe illness, disease, or injury that has caused you to be away from work on long-term disability (LTD). In addition to dealing with your ongoing health issues and the resulting changes to your life, you are probably stressed out over whether…
What will happen during the SSD hearing? The fact is that over half of all SSD claims will initially be denied. If your initial claim is denied, you have the right to file an appeal. In New York and many other states, you may be…
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