When you are struggling with a disability that prevents you from working, the thought of how you will pay your bills can be overwhelming. Luckily, Social Security Disability (SSD) benefits can help immensely. But although such benefits would make all the difference, the Social Security Administration (SSA) only approves about one-third of all applications on the first go. Here are 5 common reasons our SSD claim may be denied so that you can ensure you have the best opportunity to receive approval.
One of the basic requirements for SSD benefits is that the individual is unable to work or is expected to be unable to work for a minimum of 12 months due to his or her mental or physical disability. If it has been less than a year and you have no evidence that you are expected to be out of work for more than 12 months, you may be denied.
A new medical diagnosis can be shocking, often taking you a long time to process just what it means for your life. Because this adjustment is so overwhelming, many people wait until they have a better grip on their disability before filing for SSD benefits. Although this is understandable, it can backfire because the SSA uses your most recent health information in deciding whether to approve your claim. Therefore by waiting to apply, the medical information relevant to your application may no longer be the most recent.
Sometimes people keep working while waiting to hear back about their Social Security Disability Insurance (SSD) benefits claim. While admirable, the effort to maintain your finances can work against you. This is because, in order to qualify for SSDI benefits, you may not have an income greater than what is called the Substantial Gainful Activity Allowance.
Since one of the biggest pieces of your SSD benefits application is evidence that you will be unable to work because of your health condition, it’s imperative that you provide enough evidence. The burden of proving this is solely on the applicant. If you fail to provide enough necessary evidence, your claim may be denied.
The fifth reason that your claim for SSD benefits may be denied is that you have failed to fulfill your treatment plan as recommended by your physicians. This treatment plan is what is best for helping your condition. Therefore, if you don’t follow it, it’s hard to say if your inability to work is caused by your disability or simply your failure to fulfill your treatment plan.
When you suffer from a disability that prevents you from being able to work, you may not know how you will make ends meet or what to do next. Luckily, the attorneys at Seelig Law Offices, LLC can help. We understand how your disability can impact your life and the lives of those you love. That’s why we’re here to help you. To learn more, or to schedule a consultation, contact us today!