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Category Archives: Long Term Disability

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Differences between short- and long-term disability claims

Short-term and long-term disability insurance can help you make ends meet when you are unable to work in New York due to illness or injury. Do you need both types of disability insurance, and if so, how do they differ? How disability insurance works Like…

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What’s The Difference Between Long & Short-Term Disability?

New Yorkers who can’t work due to injury or illness have the option of long- or short-term disability insurance. It’s important to know the differences between these types of insurance. What is disability insurance? Disability insurance is a type of coverage that protects you in…

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Understanding Long Term Disability Denials in New York

Long term disability insurance provides the income you need to pay your bills and living expenses if you are out of work because of an illness or accidental injury. However, many claims for long term disability are denied. Some denials may be reasonable, but many…

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Should I Take a Lump Sum Payout in a Long Term Disability Lawsuit?

Should I Take a Lump Sum Payout in a Long Term Disability Lawsuit? If you are receiving long-term disability payments, the insurance company may have approached you about accepting a lump sum payout of your benefits. You may have read about lump-sum settlements and thought…

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10 Things You May Not Know About Long-Term Disability in New York

An illness or injury can result in a disability that prevents you from working. It can be very frustrating and frightening to know that you will not be able to earn an income to support your family and yourself. In New York, most employers are…

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Can I be Fired While on Long Term Disability?

You have suffered a severe illness, disease, or injury that has caused you to be away from work on long-term disability (LTD). In addition to dealing with your ongoing health issues and the resulting changes to your life, you are probably stressed out over whether…

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Long-Term Disability Benefits in New York

What is long-term disability insurance? While none of us anticipate becoming incapacitated to the point that we can no longer work, the reality is that thousands of employees find themselves seriously injured or ill each year. The average long-term disability absence from work will last…

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What Illnesses/Injuries Are Covered By NY Disability Benefits Insurance?

New York employers are required to offer disability benefits coverage to employees injured out of the job. Employers can obtain this coverage for their employees through an insurance carrier approved by the state’s Worker’s Compensation Board or, if they are large employers, they can seek…

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Understanding the Difference Between Short-term and Long-term Disability in New York

I recently suffered a serious injury and I am unable to return to work – however, I’m not sure how long I will be hurt. What is the difference between long-term and short-term disability in New York? Disability benefits are an important and – in…

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