Social Security has helped millions of individuals over the course of decades that are unable to earn sufficient wages due to injury or illness. While disability is certainly a driving factor in determining who receives Social Security Disability, income and assets play a significant role. A social security disability claims lawyer can help you determine if you are qualified to receive benefits based on your individual circumstances.
The Social Security Administration looks at a variety of factors in determining financial qualifications for benefits. They look at all income sources, but do not include all of those sources for purposes of determining income.
As an initial matter, we should differentiate between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits. For purposes of this discussion, we are talking about SSDI benefits for individuals who are unable to work due to disabilities resulting from injury or illness.
For those individuals who are seeking SSDI because they suffer from blindness, the maximum income amount is $1,970 to cover additional expenses incurred due to coping with blindness.
Work credit requirements vary by the age on the date you become disabled. Here is the breakdown, based on the quarter before you turn the designated age:
As we mentioned before, not all income sources are used to calculate the maximum amount of income you can have and still receive SSDI benefits. The Social Security Administration refers to this as “Substantial gainful activity” and includes:
This last one is tricky because even if you don’t get paid for doing something that would generally be paid for, the SSA will include the work you did in calculating your income.
With that said, the SSA will not include as work:
The SSA also will not include child or spousal support in calculating income for SSDI purposes, nor do they include passive income such as investments.
If you are having difficulty determining if you qualify for SSDI benefits, contact our New York SSDI lawyers today to discuss your case and see how we can help you get the benefits you are entitled to receive.